Terms & Conditions

Effective Date: [04-11-2025]

1. Introduction

Welcome to Banyan Cosmic (“we”, “our”, “us”). By accessing or using the website banyancosmic.in (the “Site”) and any services (the “Services”) offered through it, you agree to be bound by these Terms & Conditions (“Terms”). If you do not agree with these Terms, please do not use the Site or Services.

2. Use of the Site

You must be at least 18 years of age (or have parental/guardian consent) to use our Site and purchase products.
You agree to provide accurate, current and complete information when interacting with the Site (e.g., when creating an account, placing an order).
You are responsible for maintaining the confidentiality of your account credentials, and for all activities that occur under your account.

3. Products / Services

We endeavour to display product colours, descriptions and images as accurately as possible. However, we do not guarantee that your device’s display will reflect true colours.
We reserve the right to modify, discontinue or restrict any product or Service at any time without notice.

4. Orders & Payment

All orders placed on the Site are subject to acceptance and availability.
Payment must be completed by you before we accept your order (unless otherwise stated).
We reserve the right to cancel or refuse any order for any reason (including unavailability of product, errors in description or pricing, or suspected fraud).

5. Pricing & Taxes

All prices displayed on the Site are in [Indian Rupees (₹)] unless stated otherwise and exclude applicable taxes, duties, shipping or handling fees.
You are responsible for any customs, duties or other government levies (if applicable) for international orders.

6. Shipping & Delivery

Shipping methods, fees, delivery times and responsibilities are detailed on our Shipping & Return page.
We are not responsible for delays caused by customs, weather, force-majeure or third-party carriers.

7. Returns & Refunds

Our returns and refund policy is outlined in the Shipping & Return page. Please refer to it for details.
We may refuse returns/refunds if products are damaged due to misuse, or if returned outside the time and condition specified.

8. Intellectual Property

All content on the Site—text, graphics, logos, images, audio, video—is owned or licensed by us and protected by applicable intellectual property laws.
You may not reproduce, modify, distribute, transmit or use any content from the Site without our prior written consent.

9. Prohibited Conduct

You agree not to:

Use the Site for any unlawful purpose, or in violation of any applicable law or regulation.
Transmit any viruses, malware or other harmful code.
Attempt to gain unauthorized access to any portion of the Site or any account, system or network.
Use the Site in any way that could damage, disable or impair the Site or interfere with other users’ access.

10. Limitation of Liability & Disclaimer

To the maximum extent permitted by law, we disclaim all warranties, whether express or implied, including merchantability, fitness for a particular purpose, and non-infringement.
We will not be liable for any indirect, incidental, special, punitive or consequential damages (including loss of profits, data, use) arising out of or relating to your use of the Site or Services.
Our total liability to you for all claims arising out of or relating to these Terms or your use of the Site shall not exceed the amount actually paid by you for the product or Service giving rise to the claim.

11. Termination

We may terminate or suspend your access to the Site immediately, without prior notice, if you materially breach these Terms.
Upon termination, your rights to use the Site and Services will cease and you must stop using the Site and delete any copies of materials you have made.

12. Governing Law & Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of India.
Any dispute arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts in Vadodara

13. Changes to Terms

We reserve the right to update or modify these Terms at any time. When we do, we will post the revised Terms and update the “Effective Date” at the top. Your continued use of the Site after changes constitutes acceptance of the revised Terms.

14. Contact Us

If you have any questions about these Terms, please contact us at:
Email: info@banyancosmic.in
Phone: 98250 60920
Address: F-104, Nilamber Bellissimo, Gotri Vasna Road, Vadodara -391 410.